The Messenger of Allah (sws) said: "There is no calamity that befalls
one of the Muslims and he responds 'Inna Lillahi wa inna ilahi
raaji'oun, Allahumma ujurni fi museebati w'ukhluf li khayran minha,'
(Truly to Allah we belong & truly to Him we shall return, O Allah
reward me in this calamity & compensate me with something better than
it), but Allah will compensate him with something better than it."
(Muslim 918)
In other words, if you've lost something precious, or if disaster has
hit you, and you respond with faith in Allah, asking Him to replace
your loss with something better, then Allah will surely respond and
give you something better.
SubhanAllah! What more could we ask? Allah is theonly one who does
this. Ifyour house is destroyed, the insurance company will try to
find a way to deny your claim, and if they finally pay then theywill
pay less than it's worth.
The crucial thing is that the dua' must be said in that moment of pain
and loss, when you are really hurting. You can't respond at first by
saying, "Why did you do this to me Allah, I didn't deserve this!" then
months later when you've recovered somewhat, think you can say this
dua' and it will work for you.
The whole point is that inthose moments when lifeis most difficult and
you are totally thrown for a loop, you respond by turning to Allah.
That's the test. Those moments are the proving ground of your soul. If
you can face Allah in those moments of agony and say – I trust You,
all thingsreturn to You, I know youwill give me something better –
then indeed Allah will give you more than you can imagine.
May Allah give us the strength to remember Him and turn to Him
instinctively in times of calamity and times of joy as well.
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Islam is a religion of Mercy, Peace and Blessing. Its teachings emphasize kind hear tedness, help, sympathy, forgiveness, sacrifice, love and care.Qur’an, the Shari’ah and the life of our beloved Prophet (SAW) mirrors this attribute, and it should be reflected in the conduct of a Momin.Islam appreciates those who are kind to their fellow being,and dislikes them who are hard hearted, curt, and hypocrite.Recall that historical moment, when Prophet (SAW) entered Makkah as a conqueror. There was before him a multitude of surrendered enemies, former oppressors and persecutors, who had evicted the Muslims from their homes, deprived them of their belongings, humiliated and intimidated Prophet (SAW) hatched schemes for his murder and tortured and killed his companions. But Prophet (SAW) displayed his usual magnanimity, generosity, and kind heartedness by forgiving all of them and declaring general amnesty...Subhanallah. May Allah help us tailor our life according to the teachings of Islam. (Aameen)./-
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''Allah is Sufficient for us'' + '' All praise is due to Allah. May peace and blessings beupon the Messenger, his household and companions '' (Aameen) 
'' Our Lord ! grant us good in this world and good in the hereafter and save us from the torment of the Fire '' [Ameen]
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(Surah Al-Baqarah ,verse 201)*--*~
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