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Tuesday, July 22, 2014

Conditions for Zakaah Being Obligatory, - Dought & clear, - * What is the nisaab on paper money?




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How much is the nisaab for zakaah with regard to paper money? Is it possible to calculate the nisaab for money on the basis of the nisaab for gold or silver?
Praise be to Allaah.
The value of the nisaab [the amount that determines whether zakaah is obligatory; anyone who has more than this is obliged to pay zakaah] for dollars or other currencies is whatever is equivalent to the value of 20 mithqaals [a unit of measurement] of gold or 140 mithqaals of silver at the time when the zakaah is owed. It should be based on whichever of the two works out better for the poor, because the prices of gold and silver vary from time to time and from country to country (Fataawa al-Lajnah al-Daa’imah, 9/257) and because this will be more beneficial to the poor. (Fataawa al-Lajnah al-Daa’imah, 9/254).
Given that currently the price of silver is lower than the price of gold, the nisaab should be based on the price of silver, so if a person’s wealth (in paper money) reaches the nisaab on that basis, he has to pay zakaah. The nisaab for silver is roughly equivalent to 595 grams of silver, so the one who has wealth has to pay 2.5% or 25 out of every 1,000 that he has in currency, after one year has passed). And Allaah knows best.





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Conditions for Zakaah Being Obligatory, - Dought & clear, - * Minimum amount (nisaab) required to pay zakat in dollars




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Nisaabul-Zakatfornaqd(gold and silver) is defined as the minimum amount ofnaqdspecified byshari’abelow which one is not required to pay zakat, whereas if one’s wealth exceeds it then zakat becomes incumbent.
And it is known that zakat ul-maal (wealth) inshari’ais required for the two types ofnaqd—gold and silver—and what serves their function in modern times (commonly referred to as cash), whether it is dollars or riyals or pounds or otherwise.
Nisaabfor gold as our Prophet (peace be upon him) has informed us (and for currencies made from gold) is 20mithqaalan, a measure which is equivalent to 85 grams of pure gold (1mithqaal= 4.25 grams). It becomes incumbent upon anyone who owns such an amount in any form to payzakaton it in the amount of 2.5%.
Nisaabfor silver and currencies made from silver is 200dirhams, which is equivalent to 595 grams of pure silver (1dirham= 2.975 grams). Likewise, it becomes incumbent upon anyone who owns such an amount in any form to payzakaton it in the amount of 2.5%.
It is well known that there is a noticeable disparity between the value ofnisaabfor gold and that of silver in our times. The best and most conservative for a poor person is to assess how many dollars he has that have been in his possession for a complete lunar year (Hijri, which is 354 days). If the amount reaches the value ofnisaabfor silver or more, then he should pay from it for every 1000 dollars, 25 dollars (i.e., 2.5%) to be spent in the prescribed benficiaries as specified by shari’ah, and we ask Allah to aid us and help us succeed in haqq il-maal wa salla allahu ala nabiyyana muhammad




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Conditions for Zakaah Being Obligatory, - Dought & clear, - * A student is asking about zakaah; her income is $400 per month




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I am a student who wishes to know when Zakat is due? If I make about $200-$300 dollars every two weeks do I have to pay Zakat? What is the minimum money a person has to make in order to pay Zakat? Where do I give Zakat to? Does it have to be to a muslim/ and please give me examples of places in Kaafir countries where I can give Zakat (ex. mosques)
Praise be to Allaah.
1- The time when zakaah is due is when you have kept the money for a whole year. Then zakaah becomes due, and the rate is 2.5%. This amount that you get every two weeks is not subject to zakaah unless you have kept it for a whole year, or it is income from a business for which the time has come to pay zakaah.
2- Pay your zakaah in the country in which you live, if there are poor people there. If there is another country where there are poor people who are in greater need than people in your country, then it is OK to give your zakaah to them.
3- Yes, the one who receives the zakaah has to be Muslim, except in the case where there is a kaafir whom we want to encourage to become Muslim. If we think that that is most likely to encourage him to become Muslim, it is permissible for us to give zakaah to him.
Shaykh Sa’d al-Humayd.
This applies if that kaafir has a high status among the kuffaar and we hope that by his becoming Muslim his people, tribe or clan will also become Muslims.
The lowest amount at which zakaah becomes due varies according to the type of wealth, whether it is gold or silver. You are undoubtedly asking about an amount of currency such as dollars. It appears that the amount mentioned in the question will be subject to zakaah if it is kept for a whole year, because it is more than the nisaab. For more information on the nisaab see Questions #2795 and 64.


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Conditions for Zakaah Being Obligatory, - Dought & clear, - * Does he have to pay zakaah on money which his father is saving for him?




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i am trying to figure out what i owe in zakat. i converted to islam, however, my father is a kaffir and he opened a bank account to save money for me in. the money in the account is his and he may or may not give it to me in the future. do i have to pay zakat on this money? i cannot access the account -- i cannot take any money from it and he will not give me money from it -- in order to pay the zakat on it by using the money in it.
Praise be to Allaah.
The obligation of zakaah is subject to several conditions:
Freedom: zakaah is not obligatory upon a slave, because he has no property or wealth. Whatever he owns is the property of his master, so the zakaah is obligatory upon his master.
Islam: because the Prophet (peace and blessings of Allaah be upon him) said, according to the hadeeth of Mu’aadh (may Allaah be pleased with him): “Call them to testify that there is no god except Allaah and that Muhammad is the Messenger of Allaah,” then he mentioned prayer, then he said: “and if they obey you in that, then teach them that Allaah has enjoined upon them charity (zakaah) to be taken from their rich and given to their poor.” (Narrated by al-Bukhaari, al-Zakaah, 1365; Muslim,al-Eemaan, 28).
Owning the nisaab (minimum amount or threshold): zakaah is not obligatory upon wealth or property that does not meet the minimum amount, which is a known amount of wealth.
Full control: such that no one else has any rights to the wealth; there is no zakaah on wealth that one does not own with full control.
The passing of one complete (hijri) year: because of the hadeeth of ‘Aa’ishah (may Allaah be pleased with her), who said: “I heard the Messenger of Allaah (peace and blessings of Allaah be upon him) say: ‘There is no zakaah on wealth until one full year has passed.’” (Narrated by Ibn Maajah,al-Zakaah, 1782; classed as saheeh by al-Albaani inSaheeh Sunan Ibn Maajah,no. 1449).
These are the conditions for zakaah being obligatory; if these conditions are met, then zakaah is obligatory.
Based on the above, it may be said that you do not possess the money, let alone saying that you have full control over it. If you possess the money and the other conditions are also met, then you should pay zakaah on it. And Allaah knows best.
For more information on the conditions of zakaah, see al-Mulakhkhas al-Fiqhi by al-Fawzaan, 1/221; al-Sharh al-Mumti’ by Ibn ‘Uthaymeen, 6/22





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