Dought and Clear, - Ruling on working in a debt purchasing company.

Is it permissible for a Muslim to work in a company that specializesin
purchasing overdue debts and making a profit from them? The debts
could be anything from credit cards and loans to telephone bills.
Praise be to Allah.
Buying debts from their creditors for an immediate price that is lower
than the value of the debt comes under the heading of haraam
riba-based transactions. It combines riba al-fadl with riba
an-nasee'ah, so it is the sale of a debt for cash of a different
amount with a delay in payment. Al-fadl means that the debt is greater
than the amount of money paid and an-nasee'ah means that payment is
delayed until the time the debt becomes due.
There is also another problem that makes this transaction haraam,
which is ambiguity. There is no certainty thatyou will be able to
collect the debt that is owed, so it is something unknown, and the
Prophet (blessings and peace of Allah be upon him) forbade
ambiguoustransactions, as was narrated by Muslim (1513) from the
hadeeth of Abu Hurayrah (may Allah be pleased with him).
There are fatwas from the scholars and resolutions of fiqh councils
stating that this transaction is haraam.
1.
The scholars of the Standing Committee for Issuing Fatwas said:
It is not permissible to buy or sell promissory notes, currently due
or deferred, for less or more than the amounts stated in them, because
this is regarded as blatant riba, and this transaction combines riba
al-fadl with riba an-nasee'ah, both of which are haraam on the basis
of the texts (of the Qur'an and Sunnah). End quote.
Shaykh 'Abd al-'Azeez ibn Baaz, Shaykh 'Abd al-'Azeez Aal
ash-Shaykh,Shaykh 'Abdullah ibn Ghadyaan, Shaykh Saalihal-Fawzaan,
Shaykh BakrAbu Zayd
Fataawa al-Lajnah ad-Daa'imah, 13/333
2.
It says in the resolution of the Islamic Fiqh Council belonging to the
Organization of the Islamic Conference issued during its
seventhsession:
Selling promissory notes is not permissible according to Islam,
because they lead to riba an-nasee'ah, which is haraam.
Reducing the deferred debt in order to expedite payment, whether at
the request of the creditor or the debtor ("reduce and paynow") is
permissible according to sharee'ah. It does not come under the heading
of riba that is haraam so long as it is not based on prior agreement,
and so long as it is decided between the creditor and debtor. If a
third party gets involved, it is not permissible because then it comes
under the ruling on selling promissory notes. End quote.
Resolution no. 66/2/7, Majallat Majma' al-Fiqh al-Islami, issue no. 7,
2/217. Promissory notes include checks, letters of credit and the
like.
3.
In the resolutions of the Islamic Fiqh Council of the Muslim World
League, in their sixteenth session, it says:
Secondly, forms of selling debt that are not permissible include:
(a)
Selling debt to the debtor for a deferred price that is greater
thanthe amount of the debt, because this is a form of riba and is
forbidden according to sharee'ah. This is what is called "rescheduling
the debt".
(b)
Selling the debt to someone other than the debtor for delayed payment
of the same type of wealth or otherwise, because this is a kind of
selling debt for a debt, which is forbidden according to sharee'ah.
Thirdly: some contemporary applications in the area of selling debt:
(a)
It is not permissible to sell promissory notes, cheques, letters of
creditetc., because that involves selling debt to someone other than
the debtor in a manner that involves riba.
(b)
It is not permissible to deal in riba-based promissory notes, whether
by issuing them, dealing in them orselling them, because they involve
riba-based interest.
(c)
It is not permissible to put debt in the form of documents or
contracts and sell them in a secondary market, because that comes
under the heading of selling promissory notes etc., which is mentioned
in item (a).
Statement no. 89/1/16:
Based on the prohibitionof this transaction, it is haraam to work in
thosecompanies and institutions that buy people's debts, whether in
the form of checks or letters of credit, or in theform of phone bills
and so on.
Those who go against the command of Allah should beware lest
someFitnah (trials and tribulations) befall them or a painful torment
be inflicted on them (cf. an-Noor 24:63).
The one who wants to work in those companies should understand that
whoever gives up something for the sake of Allah, Allah will
compensate him with something better than it.
Allah, may He be exalted,says (interpretation of the meaning):
"And whosoever fears Allaah and keeps his duty to Him, He will make a
way for him to get out (from every difficulty).
3. And He will provide him from (sources) he never could imagine"
[al-Talaaq 65:2-3].
3.
He should strive hard to find halaal work. We askAllah, may He be
exalted,to help and guide him and to make him independent of means
with that which He has permitted so that he willhave no need of that
which He has forbidden.
And Allah knows best.

--
/-
-
- - ▓███▓ Translator:-> http://translate.google.com/m/ ▓███▓ - - -
●▬►
-
I welcome, My Blog Readers Openions. So write your comments and
Suggetions any time, below each Posts or Write to my Email -
aydnajimudeen@gmail.com/-
Thanks my Readers.
-
*.*.*.*.*.
-
¤ Assalamualaikum Wa Rahmatullahi Wa barakatuh ¤
●▬▬▬▬▬▬▬▬▬ ▬▬▬▬▬▬▬●
-

The woman who was the Master Of Bayazid Bustami (ra)

It is said that when Bayazid Bustami was asked who his master was, he explained:
She was an old woman. One day, I was possessedby such ecstasy and
yearning and sense of unity that not even a hair of anything else
could be found in me. In this selfless mood, I wentfor a stroll in the
desert, where I happened to meet an elderly lady burdened with a bag
of flour.
She asked me to carry the flour for her, but I was incapable of taking
it, so I beckoned to a lion to take the load. Thelion came up to me
and Ilaid the sack upon its back. I then asked the old lady what she
intended to say to the townspeople since I did not want them to
apprehend who I was.
"I'll tell them," she replied, "that I met a vain tyrant."
"What are talking about?" I exclaimed.
The lady explained thus, first asking: "Has the lionbeen put to trouble or not?"
"No," I answered. -
"Except for the fact that you burden down those whom God Himself has
not burdened!" she objected. "Is that not oppression?"
"So it is", I admitted.
"And, despite this", she continued, "still you desire the townspeople
to know that you have subjected a lion and are a miracle worker. Is
that not vanity?"
"Yes, it is", I confessed.
So I repented, experiencing abasementfrom my former exaltation. Indeed
that old woman's words performed the function of a spiritual guide and
master for me. - - ▓███▓ Translator:->
http://translate.google.com/m/ ▓███▓ - -

The words reflect one'sinner self

Mahmud was a very pious man, but he was not very attractive looking.
One day, he waswalking along the road, minding his own business, when
a lady came up to him, and started calling him names and abusing him.
This lady kept saying all kinds of nasty things, and Mahmud just
listened to her patiently. Finally, when she was finished calling him
names and abusing him, Mahmud just greeted her, smiled, and said
"and a nice day to you," and continued on his way.
Why did Mahmud, the pious man, behave this way?
It is because he knew that everything she said was just a reflection
of her own inner self.
If you use bad language,you are just making obvious to everybody how
far away you really are from Allah, since your words are in realitya
reflection of your own inner self.

--
/-
-
- - ▓███▓ Translator:-> http://translate.google.com/m/ ▓███▓ - - -
●▬►
-
I welcome, My Blog Readers Openions. So write your comments and
Suggetions any time, below each Posts or Write to my Email -
aydnajimudeen@gmail.com/-
Thanks my Readers.
-
*.*.*.*.*.
-
¤ Assalamualaikum Wa Rahmatullahi Wa barakatuh ¤
●▬▬▬▬▬▬▬▬▬ ▬▬▬▬▬▬▬●
-

The mindset that seeks to ascribe terrorism to Islam is the Darwinist mindset that represents the true source of terrorism

All the terrorist activities across the world that areattempted to be
equatedwith Islam, including therecent slaughter on a military base in
America, are the products of the Darwinist, Leninist, Stalinist and
Marxist mindset. Those who perpetrate such massacres have absolutely
nothing to dowith Islam. These peoplehave received a Darwinist and
Marxist education in Europe or America and are rooted in Leninism and
Stalinism. Since conflict represents the basis of the philosophy in
which someone with a Marxist, Leninist and Darwinist mindset believes,
since they regard the people killed as mere animals and also believe
that these need to be eliminated according to natural selection, it is
perfectly normal for those with such a mindset to carry out such
massacres.
Those who seek to ascribe such massacres to Islam are the
hereticalatheist masonic groupings that wish to cause divisions
between Muslims and Christians inparticular and seek to weaken the
truly devoutand give rise to oppression, conflict and war across the
globe. Atheist freemasons, representatives of the systems of the
antichrist (dajjal), seek to totally misrepresent Islam, a religion of
peace and love, and thus ensure that people hold prejudiced views of
it. The fact is, however, that unjustified killing is a sin in Islam.
Our Lord makes this absolutely clear in the Qur'an:
So We decreed for the tribe of Israel that if someone kills another
person – unless it is in retaliation for someone else or for causing
corruption in the Earth – it is as if he had murdered all mankind. And
if anyone gives life to another person, it is as if he had given life
to all mankind. Our messengers came to them with clear signs but even
after that manyof them committed outrages in the Earth. (Surat
Al-Ma'ida, 32)
Those who do not call onany other deity togetherwith Allah and do not
killanyone Allah has made inviolate, except with the right to do so,
and do not fornicate; anyonewho does that will receive an evil
punishment. (Surat al-Furqan, 68)
Allah reveals that it is as sinful to kill one person as to kill all
mankind. There is no question of someone who maintainsthe bounds set
by Allah of harming a single person, let alone slaughtering thousands
of innocent individuals.
In addition, under Islam nobody can arbitrarily distinguish between
those who do "right" or "wrong." Because this distinction is clearly
set out by way of the Qur'an. As revealed in the Qur'an, there can be
no aggression in Islam, only self-defense. A Muslim can only resist
aggression for purposes of defense, in the event of a threat to
himself or those around him. According to Islam, only under such
circumstances do peoplehave a "right to attack" the other side, and
then for purely defensive purposes. But if the other side ceases its
aggression, then they must also put a stop to their defensive actions.
Allah makes this a definitive pronouncement in the Qur'an:
"Fight in the Way of Allah against those who fight you, but do not go
beyond the limits. Allah does not love those who go beyond the limits.
… Do not fight them in the Masjid al-Haram untilthey fight you there.
But if they do fight you, thenkill them. That is how thekuffar should
be repaid. But if they cease, Allah is Ever-Forgiving, Most Merciful."
(Surat al-Baqara, 190-192)
Those who imagine theycan escape punishment by fleeing from justice
inthis world will never be able to avoid having to account for
themselves after death, in the presence of Allah, in the Hereafter.
Therefore, true Muslims who know that they will have to account for
their actions once they are dead are punctilious when it comes to
maintaining the bounds set by Allah. It is impossible for a genuine,
devout Muslim to harm people or perpetrate mass slaughter, things made
sinful by Allah, or to harm them in any way by turning his back on
such virtues as love, affection and forgiveness, which constitute the
very essence of Islam. The mindset that seeks to ascribe terrorist
attacks to Islam is the Darwinist, Marxist, materialist mindset that
wishes to lead the world to irreligion. Atheist freemasonry, the
system of the antichrist, has undertaken to defend this mindset. But,
by the leave of Allah, this cunning strategy of the antichrist has
been exposed and defeated inrecent times when the coming of the
Prophet Jesus (as) and Hazrat Mahdi (as) is imminent. Atheist f
reemasonry, the system of the antichrist, is no longer able to deceive
people as it usedto, and all this heretical mindset's vile plots
against Islam and true believer end in failure.
From Adnan Oktar's interview dated 6 November, 2009:
ADNAN OKTAR: There is no terror in Islam, just people of Muslim
originswho have been brought up as Darwinist materialists and
terrorists. For example, someone may have Turkish origins and his ID
card may describe himas Turkish, yet he may still be an enemy of
Turkishness. Like the alleged organization Ergenekon organization.But
his ID card says he is a Turk. It may say he is a Muslim, though that
does not necessarily make him one. In order to be a Muslim he must be
affectionate, compassionate, forgiving, tolerant and humane.
Compassion does not mean ignoring the offenses committed by someone,
by the way,but rather forgiving such offenses. Therefore,if you look
at all the people responsible for what is known as Islamicterror, all
the terrorist attacks in the world, youwill see that they have all
received a Darwinist education. They have all adopted a Darwinist,
materialist and Marxist line. They are all great admirers of Che or of
Ho Chi Minh. In other words,they are all people who have been raised
hand in glove with terrorism. As a result, Palestine and Syria have
only just beenfreed from communist thinking. Iraq has only just been
freed from it. They all used to hold Stalinist, terrorist ideas. The
old tools are therefore still being used today. Terrorists are people
produced by those old tools.
ADNAN OKTAR: Look, the leaders of the people who perpetrate actions of
this kind have all been brought up in Europe or America. Theyhave all
gone through an intensively Darwinist education. They have all adopted
Marxist, Leninistand Stalinist thinking and strive to ascribe these
things to Islam. They even called such people green communists at one
time, Muslims with a great admiration for communism. But Islam is a
pure faith. It is an unsullied faith, and nothing can subsequently be
added to it. Whatever exists in Islam already does so, and nothing can
be added on afterwards.
ADNAN OKTAR: The aim behind these Marxists' terror is to create a
division between Muslims and Christians and set them against one
another, and to install an atheist masonic, Marxist system to fill
that gap. Because the idea of thesis, antithesis and synthesis is one
espoused by both Marx and Darwin. Darwin espoused the dialectic of
living things. One lot espoused the dialectic of history. And others,
the dialectic of nature. Put the three together and you have Marxist
dialectics. The idea of conflict is inherent in that, the idea that
people can only attain perfection through conflict. Conflictis an
essential attribute of Marxists. They say thateven if you have
Marxism, its antithesis will still arise, and a newsynthesis, that it
will give rise to its own antithesis. They say that conflict is a
feature of the permanent world. Terror is essential for that to be
made a reality. This is a most devilish plan. A Marxist, atheist
masonic plan thatwould be very successfulwere it really put into
action. But I have thwarted all these plans. They are doing what
Darwinist, Marxist theoryrequires. But by demolishing Darwinism and
showing people that it is all a plot, I am thwarting the attempt toset
Muslims and Christians against one another.
ADNAN OKTAR: While being injected with Marxism, nobody will ever
become a Marxist if they come right out and say, "You will just go out
and kill people." Of course it will be given a humane appearance. The
mask must be one that has a very positive impact on the human soul and
character. In that event, people may then look favorably on it. But
there is also the theory of conflict in Marxism. What does the theory
of conflict mean? What does the constant operation of theses and
antithesis mean? It means there will be constant bloodshed. They talk
about the dictatorship of the proletariat, and that means blood, tears
and suffering. But they say there will always be counter-theses to
this. And the antithesis to that is fascism. They speak of fascism
conflicting with communism and of therebeing a new synthesis emerging
from this, and that a new antithesis to that will then emerge. Inother
words, they refer to endless disorder and anarchy. They say this a
global law and base it on Darwin's theory of evolution. The dialectic
of nature, of living things, of history. Someone who believes that has
no other option that to be a Marxist, and they are very insincere.
Someone who is a Darwinist has no option other than to be a Marxist.
If the dialectic ofliving things is true, thenaccording to their
belief the dialectic of nature and history is also true. And there is
also dialectical philosophy. People who believe in dialectical
philosophy must also sign up to conflict. In other words, they must
sign up to thesis and antithesis. They must therefore alsoaccept
terror and anarchy. That is why Lenin told people to "bomb banks, kill
the police, kill soldiers and rob banks." That is why he wanted it. He
was saying that people need to engage in such a struggle in order to
attain the thesis, antithesis and synthesis.
ADNAN OKTAR: This is a devilish ruse. There can be no terror in the
nameof Islam. Because killing is forbidden in Islam. There is no
compulsion in the religion. That is also forbidden. Compulsion is
forbidden.I am a mujahid, waging jihad. The word jihad comes from the
word 'jehd,' meaning to strive. What they are doing is slaughter. The
Qur'an does not talk of slaughter. The Qur'an refers to 'jehd,' the
jihad, spreading the religion and telling people about it. Our Prophet
(saas) describedthe religion by proving it with love, affection and
compassion. The religion is made available, and people either sign up
to it or not. If you impose it on people then the result is hypocrisy.
Do you know what hypocrisy means? You give rise to the mostvile people
in the world. Hypocrisy is many, many times worse than disbelief.
PRESENTER: Is killing on behalf of the religion legitimate?
ADNAN OKTAR: You can defend yourself for the sake of the religion. If
they come to your home and try to kill you and your children. That is
self-defense. Of course you will defend yourself in that case. But
Allah tells us to go no further. He tells us to respond
proportionately and then stop. He tells us to stop when they do. He
tells us to stop when they halt their attack. He tells us to go no
further. - - ▓███▓ Translator:-> http://translate.google.com/m/
▓███▓ - -