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Friday, November 30, 2012

Duas When buying or selling atthe market

Prophet (SAW)'s Prayers
When buying or selling atthe Market
Recite:
بِسْمِ اللَّهِ إِنِّي أَسْأَلُكَ خَيْرُ هَذِهِ السُّوقِ وَخَيْرُ مَا
فِيهَا وَأَعُوذُ بِكَ مِنْ شَرِّهَا وَشَرِّ مَا فِيهَا اللَّهُمَّ
إِنِّي أَعُوذُ بِكَ أَنْ أُصِيبَ فِيهَا يَمِينَاً فَاجِرَةً أَوْ
صَفْقَةً خَاسِرَةً
"I entered in the name ofAllah, I seek refuge in You(Allah) for the
good in the bazaar and for the good of what is in it (the bazaar). O
Allah, I seek refuge in you from false oaths and deception in
transaction".
(Hisnul Hasin)
Additionally:
On returning from the bazaar, recite any ten ayats of the Qur'an (i.e.
from anywhere) (Hisnul Hasin from Tabarani)

Duas When entering the Bazaar (Market)

Prophet (SAW)'s Prayers
When entering the Market
Recite:
لَا إِلَهَ إِلَّا اللَّهُ وَحْدَهُ لَا شَرِيكَ لَهُ ، لَهُ الْمُلْكُ
وَلَهُالْحَمْدُ يُحْيِي وَيُمِيتُ وَهُوَ حَيٌّ لَا يَمُوتُ بِيَدِهِ
الْخَيْرُ وَهُوَ عَلَى كُلِّ شَيْءٍ قَدِيرٍ
"There is none worthy of worship besides Allah. Heis all by Himself.
He has no partner. His is the Kingdom, to Him is all praise. He gives
and takeslife. He is all by Himself. He will not die. In His hands is
all good and He has control (power) over all things".
It is stated in the hadith that if a person reads the above dua in the
market place, Allah writes ten lakh rewards for him andforgives ten
lakh sins andraises his status by ten lakh and a house is prepared for
him in Jannah.
N.B. one lakh = 100,000 (Tirmidhi, Ibn Maja)

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And Allah Knows the Best!

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He wants to open a restaurant in which menwill mix with women

I want to open a restaurant in one of the Muslim countries where men
and women mix and most people live a western kind of lifestyle.Will I
be sinning if some of these people who mixcome to eat in my
restaurant? Please take into consideration that this is work that I
can doin the best manner.
Praise be to Allaah.
So long as this country isone in which men mix with women and most
people live a western kind of lifestyle, this means that in this
restaurant there will be a number of objectionable issues:
1. Women showing their adornment and charms without any religious
or moral deterrent.
2. Free mixing between men and women, which leads to agreat deal
of immorality.
3. Haraam and dubious relationships among the customers of the
restaurant, such as a man coming with his girlfriend to this
restaurant.
These matters -- as is well known -- are haraam and are things that
pose the greatest danger to society.
Ibn al-Qayyim (may Allah have mercy on him) said:
There is no doubt that enabling women to mix with men is the basis of
all calamity and evil, andit is one of the greatest causes of
all-encompassing punishment coming down. It is also one of the causes
of corruption in public and private affairs. Mixing of men and women
is the cause of a great deal of immoral actions and zina. And it is
one of the causes of widespread death and ongoing plagues.
One of the greatest causes of widespread death is the prevalence of
zina, because of enabling women to mix with men and walk among them
displaying their finery and beautified. If the people in charge knew
how much corruption that causes in worldly affairs and people's
affairs, let alone religious affairs, they would be stricter in
putting a stop to it. End quote.
Al-Turuq al-Hukmiyyah, p. 407-408
Just as Allah has forbidden disobedience to Him, He has also forbidden
helping the sinner in his disobedience, and has made it obligatory to
stop him from committing that sin.
Allaah says (interpretation of the meaning):
"Help you one another in Al-Birr and At-Taqwa (virtue, righteousness
and piety); but do not help one another in sin and transgression. And
fear Allaah"
[al-Maa'idah 5:2]
And Muslim (49) narrated from Abu Sa'eed al-Khudri (may Allah be
pleased with him) that the Prophet (blessings and peace of Allah be
upon him) said:
"Whoever among you sees an evil action, then let him change it with
his hand [by taking action]; if he cannot, then with his tongue
[byspeaking out]; and if he cannot, then with his heart - and that is
the weakest of faith."
Al-Nawawi (may Allah have mercy on him) said:
The words of the Prophet (blessings and peace of Allah be upon him),
"let him change it,"is a command according to the consensus of the
ummah, and the obligation of enjoining what is good and forbidding
what is evil, is well established according to the Qur'aanand Sunnah
and the consensus of the ummah. This is also part of the sincerity
(naseehah) which is Islam. End quote.
So it is not permissible for the Muslim to help the sinner in his sin.
Opening this restaurant in the way you described involves helping
these people in their deviance and keeping quiet about their evil
deeds and falsehood.
Seeing that you cannot prevent these evils and you will rather be
helping people in committing them, our advice to you is to forgetabout
this work and look for something else. Remember that "Whoever gives up
a thing for the sake of Allah, Allah will compensate him with
something better than it," and "And whosoever fears Allaah and keeps
his duty to Him, He will make a way for him to get out (from every
difficulty). 3. And He will provide him from (sources) he never could
imagine" [al-Talaaq 65:2-3].
We ask Allah to make things easy for you and to grant you a good,
halaal provision.
And Allah knows best.

Buying shares then selling them to get money for his brother (tawarruq)

My brother asked me to take out a loan from the bank in my name, in
the form of shares, and then sell them and give him the price in cash,
and he will pay the bank the instalments in full. I am uncomfortable
about this matter because he ispaying more than he took. What is the
ruling, may Allah bless you?.
Praise be to Allaah.
Firstly:
This transaction comes under the heading of tawarruq using shares
[tawarruq means buyingan item to be paid for at a later date, then
selling it – to someone other than the person from whom one bought it
– for cash, usually at a lower price], and calling it a loan is
clearly incorrect. This is why you felt uneasy about it, because if it
were a loan,it would not be permissible to pay more than you take.
We have previously discussed tawarruq using shares and the conditions
of its being permissible in detail, in the answer to question no.
118270 .
If the conditions of permissibility are met in this transaction, then
there is nothing wrong with you getting involved in it in order to do
an act of kindness to your brother. So long as the transaction is in
yourname, your giving the money to your brother isby way of a loan. So
if you buy the shares from the bank for 100,000 – for example – and
you sell them for 90,000, you are lending 90,000 to your brother, and
he is taking responsibility for the remaining ten thousand that
belonged to the bank, which you had to pay because of him. If the
lender is doing a favour to the borrower, he should not be penalised
for that. "No ground (of complaint) can there be against the Muhsinoon
(good-doers)" [al-Tawbah 9:91]. This is not regarded as a loan that
brings a benefit, because in fact it does not bring you any benefit
except in the Hereafter, in sha Allah. Concerning the reward for
giving a loan, the Prophet (blessings and peace of Allah be upon him)
said: "There is no Muslim who lends something to another Muslim twice,
but it will be like giving charity once." Narrated by Ibn Maajah
(2430); by Ibn Hibbaan in his Saheeh; and by al-Bayhaqi in a marfoo'
mawqoof report. Classes as hasan by al-Albaani in Irwa' al-Ghaleel,
5/225
And Allah knows best.