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Wednesday, July 4, 2012

The Righteous Beggar

The following incident took place in Dhaka which is the capital city
of Bangladesh.
There was a beggar in the city who used to beg beside a Masjid on
Fridays after Jumah prayer. Begging was permissible for him due to his
adverse condition. Though he was a beggar, he would pay attention to
the sermons that were delivered duringthe Khutbah. One such sermons
was about the importance of earning halal income. He learnt that
supplications (dua) will not be accepted from those people whose
income are from forbiddensources. He immediately decided to accept
money from only those individuals that he knew had halal income. His
dailyearnings decreased as a result but he was committed to his
decision.
Then came a day when the beggar died. Eventhough he lived as a beggar,
his funeral was like that of a king. Many dignitaries of the area
attended his funeral because they knew of thatgreat sacrifice he used
to make daily in order to keep up with the commandment of Almighty
Allah.
Dear readers, we too should sincerely adopt thecommandments of Allah
inour lives regardless of our social status. In this way, Allah will
elevate us in thisworld and in the hereafter.

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Ruling on paying zakaahin instalments because the cash is not available;does she have to take a loan in order to pay zakaah?

I put my money in two Islamic bank portfolios.
The first is for constructionof real estate in an Islamic Indian city.
The project was completed three years ago without receiving any money
and Icannot withdraw the money. The second is also in real estate, but
every four months I receive a small amount of profits that I spend on
my needs. For the past three years I have been saving some of my
monthly maintenance (from my husband) and have been paying the zakaah
on my wealth which has reached the sum of ten thousand.
But this year I was not able to save because my husband was building a
private villa and because prices rose. Now Ramadanis approaching and I
feel very worried because I do not have enough money to pay zakaah,
especially since I do not like to pay zakaah from bank profits.
My question is: is it permissible for me to divide the ten thousand
(which is the amount of my zakaah) according to my ability or should I
take a loan and pay the zakaah in one go, then pay off thedebt after
that?.
Praise be to Allaah.
Firstly:
Putting money in a sharedbank portfolio to build real estate and then
trade in it or benefit from the dividends comes under the heading of
dealing in real estate shares.
The basic principle with regard to zakaah on shares is: if the company
[or bank] has not paid zakaah on its wealth for any reason, then what
the shareholders must do is pay zakaah on their shares. If the
shareholder is able to find out from thecompany accounts how much
zakaah is due on his own shares (that is if the company has paid
zakaah on its wealth in the manner indicated), then he should pay
zakaah on his shares in this manner, because that is the basic
principle with regard to paying zakaah on shares.
If the shareholder is not able to find out about that:
If he bought shares in the company with the aim of benefitting from
the annual dividend of the shares, not with the aim oftrading in them,
then this shareholder does not haveto pay zakaah on the shares
themselves; rather he must pay zakaah on the dividend, at the rate
ofone quarter of one tenth after one full hijri year has passed since
he took possession of the dividend. He should also pay attention to
the conditions of zakaah beingobligatory and make sure there are no
impediments.
If the shareholder bought the shares with the aim of trading in them,
he shouldpay zakaah on them as trade goods. If zakaah becomes due on
them when they are still in his possession, he should pay zaakah on
the market value. If they have no market value, he should pay zakaah
on their value as estimated by experts. He should pay one quarterof
one tenth, or 2.5%, of that value and of the profit if there is any.
End quote from Majallat Majma' al-Fiqh al-Islami (1/879)
Based on that:
If you bought this portfolio with the intention of benefitting from
the dividends, but you have not received anything, then you do not
have to pay zakaah on it. If you have received a small amount of
profit, but you spent it before one full hijri year had passed, then
you do not have to pay zakaah on it either.
If you bought these shareswith the intention of trading in them, then
you have to pay zakaah every year on the market value of the shares.
There is nothing wrong with you paying the obligatory zakaah from any
money you have, from bank profits or otherwise, so long as it is
permissible according to sharee'ah.
Secondly:
If a person is obliged to pay zakaah but he does not have any cash, it
is permissible for him to delay paying zakaah until he has the cash,
or to pay in instalments whenever he is able to do so, and he does not
have to take out a loan.
Al-Mirdaawi (may Allah have mercy on him) said in al-Insaaf (3/186):
If you are not able to pay it fromthe wealth itself because itis not
available or for some other reason, it is permissible to delay it
until you are able to do so.End quote.
Shaykh Ibn Baaz (may Allah have mercy on him) said: If the land and
the like, such as the house andcar and so on, are intended for trade,
then you have to pay zakaah every year based on their value at the end
of the zakaah year, and it is not permissible to delay that, except
for one who is unable to pay his zakaah because he has no other
wealth. In this case he may delay it until he sells it and pays the
zakaah for all years, each year according to its value at the end of
that zakaah year, whether the value was greater than the priceor less.
What I mean is: the price for which the land or car or house was
bought.And Allah knows best.

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Is it permissible for him to enable his sister to see her suitor outside the home without his father’s knowledge?

A young man who has memorised the Qur'aan (Haafiz al-Qur'aan) and is
of good character has proposed to my sister, andthere is tentative
acceptance. But my sister has not seen him except fleetingly and I
want her to see him in the manner prescribed in sharee'ah before the
engagement goes ahead, to ensure thatthey are compatible and feel
comfortable about one another, but my father refuses to allow
thisseeing as prescribed in sharee'ah and he wants the engagement to
go ahead immediately. Is it permissible for my sister to see this
young man as prescribed in sharee'ah in my presence, but outside the
home and without myfather knowing about it? If it is permissible, what
are the conditions?.
Praise be to Allaah.
Firstly:
It is prescribed for the suitor to see his potential fiancé and to be
allowed to do that; it is also prescribed for her to be allowed to see
him, so that if there is agreement to go ahead with the marriage it is
done on the basis of clarity and insight.
Abu Dawood (2082) narrated that Jaabir ibn 'Abdillah said: The
Messenger of Allah (blessings and peace of Allah be upon him) said:
"When one of you wants to propose marriage to a woman, if he can see
that which will encourage him to go ahead and marry her, let him do
so." I proposed marriage to a girl and I used to hide and watch her
until I saw that which prompted me to go ahead and marry her, and I
married her.
Classed as hasan by al-Albaani in Saheeh Abi Dawood
He may see that of her that which will prompt him to go ahead and
marry her, such as that which ordinarily appears such as the face,
hands, neck and feet.
It says in ar-Rawd al-Murbi' (p. 332):
It is permissible for the one who wants to propose to a woman and
thinks it most likely that she will accept, to look at what ordinarily
appears, such as the face, necks, hands and feet. End quote.
The Scholars of the Standing Committee said:
It is permissible for the one who wants to marry awoman to look, when
proposing to her, at her face without any feelings of pleasure or
desire, and without being alone with her, according to scholarly
consensus. That is prescribed because of necessity and because it is
more likely to make their marriage stable. And that is sufficient
because the face is the focal point of beauty and by means of this the
need is met. And some scholars regarded it as permissible to look at
the hands too, and whatever ordinarily appears of the woman that may
encourage him to go ahead and marry her. And it is permissible for the
suitor to watch herwhen she is walking in thestreet so that he may see
that which may encouragehim to go ahead and marry her.
End quote from Fataawa al-Lajnah ad-Daa'imah, 18/75
See also the answer to question no. 2572
Secondly:
If the matter is as you describe, there is nothing wrong with you
enabling your sister to see this suitor and enabling him tosee her,
even if that is outside the home, on condition that you or a mahram of
hers is present during the meeting. What matters is that he should not
be alone with her and there should be no cause of fitnah, as the
scholars have explained previously.
Shaykh Ibn 'Uthaymeen (may Allah have mercy on him) said:
He may look at the face, head, hands and feet, on condition that he is
not alone with her; rather one of her mahrams should be present. It is
also essential that there be no risk of fitnah. He should look onlyas
much as is necessary, but if he is not able to see her the first time,
there is nothing wrong with him looking at her another time, but that
is subject to the condition we have mentioned, which is that he should
not be alone with her, because being alone with a woman is haraam.
Similarly, she should not beautify or adorn her face when he looks at
her, because that will have the opposite effect. If he looks at her
when she has beautified herself he will think that she is more
beautiful than she really is, then when heenters upon her (after
marriage) and sees her as she really is, he may be put off and turn
away from her.
End quote from Fataawa Su'aal min Haaj (p. 39)
But you have to make sureyour father does not find out about that, so
that he will not get angry or refuse to let her marry him, when the
marriage is agreed upon.
If it is possible to make him agree and convince him of that, then
that is better and is preferable.
We should also point out that if the passing glance you mentioned was
sufficient for your sister and was also sufficient for the suitor to
form an opinion and lead to an agreement, then this is what is
required and thereis no need to look directly.
And Allah knows best.

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"If there's something that you're dreaming of then may it all come true,because you deserve it all..HAPPY BIRTHDAY".

As you slide down the banister of life,may all the splinters point in
the right direction.happy Birthday.
God made the sun,the earth,the moon,the stars, but love he could not
make another one when he made a love like you.happy birthday.
I would like to thank god for bringing you 2 life. andi would like 2
ask god 2 give you as much years to live as he can.Happy Birthday.
Do not keep your mind dalor boring always keep smileing-then the whole
world will smile with you.happy birthday.
"If there's something that you're dreaming of then may it all come
true,because you deserve it all..HAPPY BIRTHDAY".

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