Fathwa - Who pays burial expenses of a Muslim?

Question
How can I insure that I will receive a proper Muslim burial that will
bepaid for in the event of my death without the aidof life insurance?
My mother will respect my wishes but she is not a Muslim so she has no
knowledge nor does she have the funds.
Answer
All perfect praise be to Allaah, The Lord of the Worlds. I testify
that there is none worthy of worship except Allaah, and that Muhammad
, is His Slave and Messenger.
Expenses of preparing the deceased for burial should be paid from his
estate before dividing it. This takes precedence over all other rights
such as paying off his debts, executing his will and theright of
heirs.
If the deceased does not have any wealth, then preparing him for
burial is the duty of the one who is obligated to spend on him (such
as the father and the like), and if that one does not have enough
money, then it must be done by the Muslim community as a whole.
What you can do is write a will so that the Islamic teachings
regarding burying you should be followed and this is to beentrusted to
Muslims in your country. In this way,you would be free from liability,
Allaah willing. Punishment will befall the one who goes against that
will. For more benefit, kindly refer to Fatwa 85432 .
We would like to note that insurance on one's life, if it is done by a
commercial insurance company - as the question implies - then it is
not permissible. Whoever participated in that form of insurance should
repent to Allaah The Almighty and withdraw that subscription if
possible and not take any money except the premiums thathe/she had
paid to the insurance company. - - ▓███▓ Translator:->
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