Both the Quran andSunnah)tradition( clearly indicate the obligation ofZakaah)purifying alms( on women's gold and silver jewelry even if it is kept for the purpose of wearing or lending. This includes necklaces, bracelets, rings or any gold or silverware when they reach theNisaab)minimum taxable amount( everyHijriyear, or when the owner has gold, silver or commercial commodities that reach theNisaab. This is the preponderant opinion of scholars on this issue since it is supported by the Quran,Sunnahand reported narrations.
Evidence from the Quran includes: Allaah The Almighty says )what means(:}And those who hoard gold and silver and spend it not in the way of Allaah - give them tidings of a painful punishment.The Day when it will be heated in the fire of Hell and seared therewith will be their foreheads, their flanks, and their backs, ]it will be said[, "This is what you hoarded for yourselves, so taste what you used to hoard."{]Quran 9:34-35[
Hoarding gold and silver means not givingZakaahor the other rights which are obligatory on them. The Quranic verse generally include all forms of gold and silver without differentiating between any of its kinds. Whoever claims that jewelry that is worn is excluded has to present his evidence.
As for theSunnah:
·The Prophet,sallallaahu ‘alayhi wa sallam, said:"No owner of gold or silver who does not offer its due right but on the Day of Resurrection, plates of fire will be beaten out for him, and they will be heated in the Fire of Hell and his flank, forehead, and his back will be branded with them. Whenever they cool, it will be done again to him on a Day whose duration is fifty thousand years."]Muslim[ The one who wears gold and silver is considered an owner of gold and silver, and there is no evidence to exclude her from the general rule. The greatest and most demanded right on gold and silver is giving theirZakaah. These two solemn texts from the Quran andSunnahencompass all kinds of gold and silver, including jewelry.
The detailed evidence on the obligation ofZakaahon jewelry includes:
·It was narrated on the authority of ‘Amr ibn Shu’ayb, may Allaah have mercy upon him( from his father, from his grandfather, that a woman came to the Messenger of Allaah,sallallaahu‘alayhi wa sallam, and she had a daughter with her. On her daughter’s hand were two thick bracelets of gold. He said to her:“Do you give Zakaah for these?”She said,“No.”He said:“Would you like Allaah to make you wear instead of them two bracelets of fire on the Day of Judgment?”So she took them off and gave them to the Prophet,sallallaahu ‘alayhi wa sallam, and said,“They are for Allaah and His Messenger.”]At-Tirmithi and Abu Daawood[ InBuloogh Al-Maraam, Ibn Hajar said,"Its chain of narrators is strong."
·‘Abullaah ibn Shaddaad ibn Al-Haad said,"We entered upon ‘Aa’ishah, may Allaah be pleased with her, and she said,'The Messenger of Allaah, sallallaahu ‘alayhi wa sallam, entered upon me and I was wearing silver rings on my hand. He said:'What is this, O ‘Aa’ishah?'I said,'I made them to adorn myself for you, O Messenger of Allaah.'He said:'Do you give their Zakaah?'I said,'No.'He said:'The punishment for them in Hell is enough for you.'”Sufyaan, may Allaah have mercy upon him, was asked how to give itsZakaah, he said,"Add it to other items and then calculate their Zakaah if they reach the Nisaab."]Abu Daawood and Al-Haakim: Saheeh[
·Umm Salamah, may Allaah be pleased with her, said that she wore some white gold jewelry, and so she asked,“O Messenger of Allaah! Is this regarded as hoarded wealth?"He,sallallaahu ‘alayhi wa sallam, replied:“Whatever has reached the Nisaab, and then Zakaah is paid upon it, it is not regarded as hoarded wealth.”]Abu Daawood )Al-Haakim and Ath-Thahabi:Saheeh([
ThisHadeethteaches us some important lessons:
-There is noZakaahon jewelry so long as it has not reached theNisaab, nor is it regarded as hoarded wealth to which punishment is allocated.
-Any money on whichZakaahbecomes obligatory andZakaahis not given, is considered hoarded wealth that entails punishment.
-TheHadeethis mentioned to show the obligation ofZakaahon jewelry.
If someone says that this ruling is applicable when wearing jewelry was forbidden, as claimed by those who did not obligeZakaahon jewelry, the answer would be: this is not a valid argument because the Prophet,sallallaahu‘alayhi wa sallam, did not forbid wearing jewelry, but he affirmed it and warned against withholding itsZakaah. If wearing jewelry had been forbidden, the Prophet,sallallaahu ‘alayhi wa sallam, would have ordered to take it off and threatened punishment for wearing it.
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