How Does A Wife Who Has No Source Of Income Pay Zakat On Her Jewelry?

Question:
How does a wife who has no source of income pay Zakat on her jewelry?
Answer:
In the name of Allah, Most Compassionate, Most Merciful,
If an individual possesses in his/her ownership wealth in the form of
gold,silver, cash, merchandise, or livestock to the value ofthe
Zakat-payable amount(nisab), then Zakat will be obligatory upon them.
In the Hanafi School, one is also obliged to pay Zakat on gold and
silver jewellery even if the jewellery is for personal use. (See: the
various Fiqh references)
Thus, if a woman has in her ownership gold or silver the value of
which reaches the appointed Nisab amount, then she will be required to
pay Zakat. If she has money in the form of cash, she may pay the Zakat
from it; otherwise, she will have tosell some part of the jewellery in
order to pay the Zakat. She may even give an item from the jewellery
itself as Zakat to the poor and needy.
However, it is suggested that if she has no other savings, her husband
or father pay Zakat on her behalf with her permission. It will be as
though her husband or father is giving her some money as gift, and she
is utilizing that money to pay off her Zakat. If that is not possible,
she will have no alternative but to sell some part of the gold and
silver jewellery in order to fulfil her responsibility.
The same ruling would apply with ritual slaughter(udhiyya), in that if
one does not possess cash, onewill have to sell some part of the
wealth in order to fulfil this duty. Udhiyya becomes Wajib when one
has wealth (in any form) inexcess of one�s personal needs to the
amount of Nisab. Thus, even a male who has no cash on hand would be
required to sell some items and perform Udhiyya.
And Allah knows best